/* ==========================================================================
   DESIGN SYSTEM & VARIABLES
   ========================================================================== */
:root {
    /* Color Palette */
    --primary: #0a192f;          /* Executive Deep Navy */
    --primary-light: #172a45;
    --primary-rgb: 10, 25, 47;
    --accent: #2563eb;           /* Trustworthy Royal Blue */
    --accent-gold: #cca353;      /* Luxury Gold/Champagne */
    --accent-gold-hover: #b58f48;
    --success: #059669;          /* Emerald Green */
    --danger: #dc2626;           /* Crimson Red */
    --warning: #d97706;          /* Amber */
    
    /* Neutral Tones */
    --bg-light: #f8fafc;
    --bg-dark: #060e1a;
    --bg-card: #ffffff;
    --text-dark: #1e293b;
    --text-light: #f8fafc;
    --text-muted: #64748b;
    --border-color: #cbd5e1;
    
    /* Layout Variables */
    --font-heading: 'Outfit', sans-serif;
    --font-body: 'Plus Jakarta Sans', sans-serif;
    --max-width: 1200px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --shadow-sm: 0 4px 10px rgba(0,0,0,0.03);
    --shadow-md: 0 10px 30px -5px rgba(10, 25, 47, 0.08);
    --shadow-lg: 0 20px 40px -10px rgba(10, 25, 47, 0.15);
}

/* ==========================================================================
   RESET & BASE STYLES
   ========================================================================== */
* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    background-color: #ffffff;
    color: var(--text-dark);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.25;
    color: var(--primary);
}

a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition);
}

ul {
    list-style: none;
}

/* ==========================================================================
   REUSABLE UTILITIES & BUTTONS
   ========================================================================== */
.section-padding {
    padding: 100px 0;
}

.section-container {
    width: 90%;
    max-width: var(--max-width);
    margin: 0 auto;
}

.bg-light {
    background-color: var(--bg-light);
}

.text-center {
    text-align: center;
}

.section-header {
    margin-bottom: 60px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.section-tag {
    display: inline-block;
    background-color: rgba(37, 99, 235, 0.1);
    color: var(--accent);
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    padding: 6px 16px;
    border-radius: 50px;
    margin-bottom: 16px;
}

.section-header h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
    letter-spacing: -0.02em;
}

.section-header p {
    color: var(--text-muted);
    font-size: 1.1rem;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-weight: 600;
    text-align: center;
    border-radius: 8px;
    cursor: pointer;
    transition: var(--transition);
    border: 2px solid transparent;
}

.btn-primary {
    background-color: var(--accent);
    color: var(--text-light);
    box-shadow: 0 4px 15px rgba(37, 99, 235, 0.25);
}

.btn-primary:hover {
    background-color: #1d4ed8;
    box-shadow: 0 6px 20px rgba(37, 99, 235, 0.35);
    transform: translateY(-2px);
}

.btn-outline {
    background-color: transparent;
    color: var(--text-light);
    border-color: rgba(255, 255, 255, 0.3);
}

.btn-outline:hover {
    background-color: rgba(255, 255, 255, 0.1);
    border-color: var(--text-light);
    transform: translateY(-2px);
}

.btn-lg {
    padding: 16px 36px;
    font-size: 1.1rem;
}

.btn-sm {
    padding: 8px 20px;
    font-size: 0.95rem;
}

.btn-block {
    display: flex;
    width: 100%;
    padding: 16px;
    font-size: 1.05rem;
}

/* Badges */
.badge {
    display: inline-block;
    padding: 6px 12px;
    font-size: 0.85rem;
    font-weight: 600;
    border-radius: 4px;
}

.badge-success {
    background-color: rgba(5, 150, 105, 0.15);
    color: var(--success);
}

.badge-warning {
    background-color: rgba(217, 119, 6, 0.15);
    color: var(--warning);
}

.badge-danger {
    background-color: rgba(220, 38, 38, 0.15);
    color: var(--danger);
}

/* ==========================================================================
   HEADER SECTION
   ========================================================================== */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background-color: rgba(10, 25, 47, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    padding: 20px 0;
    transition: var(--transition);
}

.site-header.scrolled {
    padding: 12px 0;
    background-color: var(--primary);
    box-shadow: var(--shadow-md);
}

.header-container {
    width: 90%;
    max-width: var(--max-width);
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1.5rem;
    color: var(--text-light);
    letter-spacing: -0.03em;
    display: flex;
    align-items: center;
}

.logo-has-img {
    padding: 0;
}

.logo-img {
    height: 48px;
    width: auto;
    display: block;
}

.logo-accent {
    color: var(--accent-gold);
    margin-right: 2px;
}

.main-nav {
    display: flex;
    align-items: center;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 30px;
}

.nav-link {
    color: rgba(255, 255, 255, 0.8);
    font-weight: 500;
    font-size: 0.95rem;
    padding: 8px 0;
}

.nav-link:hover {
    color: var(--accent-gold);
}

.header-cta {
    margin-left: 20px;
    background-color: var(--accent-gold);
    color: var(--primary);
    box-shadow: 0 4px 10px rgba(204, 163, 83, 0.2);
}

.header-cta:hover {
    background-color: var(--accent-gold-hover);
    color: var(--text-light);
    box-shadow: 0 6px 15px rgba(204, 163, 83, 0.3);
}

.mobile-toggle {
    display: none;
    background: none;
    border: none;
    color: var(--text-light);
    font-size: 1.5rem;
    cursor: pointer;
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */
.hero {
    position: relative;
    min-height: 90vh;
    display: flex;
    align-items: center;
    background-image: url('assets/hero.webp');
    background-size: cover;
    background-position: center;
    padding-top: 100px;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(10, 25, 47, 0.95) 0%, rgba(6, 14, 26, 0.8) 100%);
    z-index: 1;
}

.hero-container {
    width: 90%;
    max-width: var(--max-width);
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.hero-content {
    max-width: 750px;
    color: var(--text-light);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background-color: rgba(204, 163, 83, 0.12);
    border: 1px solid rgba(204, 163, 83, 0.3);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 0.88rem;
    font-weight: 600;
    margin-bottom: 24px;
    color: var(--accent-gold);
}

.hero h1 {
    font-size: 3.5rem;
    line-height: 1.15;
    letter-spacing: -0.03em;
    color: var(--text-light);
    margin-bottom: 24px;
}

.hero p {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 40px;
    max-width: 650px;
}

.hero-actions {
    display: flex;
    gap: 20px;
    margin-bottom: 30px;
    flex-wrap: wrap;
}

/* ==========================================================================
   ABOUT SECTION
   ========================================================================== */
.about-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
}

.about-text h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.about-text p {
    color: var(--text-muted);
    font-size: 1.05rem;
    margin-bottom: 20px;
}

.about-metrics {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.metric-card {
    background-color: var(--bg-light);
    border-left: 4px solid var(--accent-gold);
    padding: 30px;
    border-radius: 0 12px 12px 0;
    transition: var(--transition);
}

.metric-card:hover {
    transform: translateX(5px);
}

.metric-card i {
    font-size: 1.8rem;
    color: var(--accent-gold);
    margin-bottom: 12px;
}

.metric-card h3 {
    font-size: 1.25rem;
    margin-bottom: 8px;
}

.metric-card p {
    color: var(--text-muted);
    font-size: 0.92rem;
    margin-bottom: 0;
}

/* ==========================================================================
   SERVICES SECTION
   ========================================================================== */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
    gap: 30px;
}

.service-card {
    background-color: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 40px;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(37, 99, 235, 0.25);
}

.card-icon {
    font-size: 2.2rem;
    color: var(--accent);
    margin-bottom: 24px;
}

.service-card h3 {
    font-size: 1.4rem;
    margin-bottom: 16px;
}

.service-card p {
    color: var(--text-muted);
    margin-bottom: 0;
    font-size: 0.95rem;
}

/* ==========================================================================
   LEGACY PLANNING & INTERACTIVE ASSESSOR
   ========================================================================== */
.legacy-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 60px;
    align-items: center;
}

.legacy-content h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.legacy-content p {
    color: var(--text-muted);
    font-size: 1.05rem;
    margin-bottom: 24px;
}

.tool-bullets {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.tool-bullet {
    background-color: rgba(204, 163, 83, 0.05);
    border-left: 3px solid var(--accent-gold);
    padding: 16px 20px;
    border-radius: 0 6px 6px 0;
}

.tool-title {
    font-family: var(--font-heading);
    font-weight: 700;
    color: var(--primary);
    font-size: 1.05rem;
    display: block;
    margin-bottom: 4px;
}

.tool-bullet p {
    margin-bottom: 0;
    font-size: 0.9rem;
    color: var(--text-muted);
}

/* Widget Layout */
.calculator-card {
    background-color: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
    overflow: hidden;
}

.widget-header {
    background-color: var(--primary);
    color: var(--text-light);
    padding: 30px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.widget-header h3 {
    color: var(--text-light);
    font-size: 1.5rem;
    margin-bottom: 6px;
}

.widget-header p {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 0;
}

.widget-body {
    padding: 30px;
}

.calc-form {
    margin-bottom: 24px;
}

.form-group {
    margin-bottom: 16px;
    display: flex;
    flex-direction: column;
}

.form-group-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group label {
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 0.92rem;
    margin-bottom: 8px;
}

/* Radio Group */
.radio-group {
    display: flex;
    gap: 24px;
    padding: 4px 0;
}

.radio-group label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
    font-weight: 500;
    font-size: 0.95rem;
}

.radio-group input[type="radio"] {
    width: 18px;
    height: 18px;
    accent-color: var(--accent);
    cursor: pointer;
}

/* Calc Results Panel */
.calc-results {
    background-color: var(--bg-light);
    border-radius: 12px;
    padding: 24px;
    border: 1px solid var(--border-color);
    margin-bottom: 24px;
}

.result-box {
    margin-bottom: 10px;
}

.result-label {
    font-size: 0.85rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 600;
}

/* Progress bar */
.progress-bar-container {
    height: 8px;
    background-color: #cbd5e1;
    border-radius: 4px;
    overflow: hidden;
}

.progress-bar {
    height: 100%;
    border-radius: 4px;
    background-color: var(--success);
    transition: width 0.4s ease;
}

.progress-danger {
    background-color: var(--danger);
}

.progress-warning {
    background-color: var(--warning);
}

.progress-success {
    background-color: var(--success);
}

/* Risk Alerts Container */
.risk-alerts-box {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.alert-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 12px 16px;
    border-radius: 8px;
    font-size: 0.88rem;
    line-height: 1.45;
    border: 1px solid transparent;
}

.alert-item i {
    font-size: 1.1rem;
    margin-top: 2px;
}

.alert-item.danger {
    background-color: rgba(220, 38, 38, 0.06);
    border-color: rgba(220, 38, 38, 0.15);
    color: #991b1b;
}

.alert-item.warning {
    background-color: rgba(217, 119, 6, 0.06);
    border-color: rgba(217, 119, 6, 0.15);
    color: #92400e;
}

.alert-item.success {
    background-color: rgba(5, 150, 105, 0.06);
    border-color: rgba(5, 150, 105, 0.15);
    color: #065f46;
}

.calculator-cta {
    padding: 0;
}

/* ==========================================================================
   TEAM SECTION
   ========================================================================== */
.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 30px;
}

.team-img {
    width: 100%;
    height: 280px;
    object-fit: cover;
    border-radius: 8px;
    margin-bottom: 20px;
    display: block;
}

.team-card {
    background-color: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 30px;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.team-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-color: rgba(204, 163, 83, 0.25);
}

.team-meta {
    border-bottom: 1px solid var(--border-color);
    padding-bottom: 16px;
    margin-bottom: 16px;
}

.team-meta h3 {
    font-size: 1.3rem;
    margin-bottom: 4px;
}

.team-title {
    font-size: 0.88rem;
    color: var(--accent-gold-hover);
    font-weight: 600;
    display: block;
    margin-bottom: 4px;
}

.team-lic {
    font-size: 0.8rem;
    color: var(--text-muted);
}

.team-bio {
    font-size: 0.88rem;
    color: var(--text-muted);
    line-height: 1.6;
}

/* ==========================================================================
   CONTACT & NEWSLETTER SECTION
   ========================================================================== */
.contact-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
}

.contact-form-container {
    background-color: var(--bg-card);
    border: 1px solid var(--border-color);
    padding: 40px;
    border-radius: 16px;
    box-shadow: var(--shadow-md);
}

.newsletter-form {
    margin-top: 24px;
}

.newsletter-input-group {
    display: flex;
    gap: 10px;
}

.newsletter-input-group input {
    flex: 1;
    padding: 12px 16px;
    border: 1.5px solid var(--border-color);
    border-radius: 8px;
    outline: none;
    font-family: inherit;
    font-size: 0.98rem;
}

.newsletter-input-group input:focus {
    border-color: var(--accent);
}

.form-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 24px;
    font-size: 0.88rem;
    color: var(--text-muted);
}

.form-checkbox input {
    margin-top: 4px;
}

.form-feedback {
    margin-top: 15px;
    padding: 12px 16px;
    border-radius: 6px;
    font-size: 0.9rem;
    display: flex;
    align-items: center;
    gap: 10px;
}

.form-feedback.success {
    background-color: rgba(5, 150, 105, 0.12);
    color: var(--success);
    border: 1px solid rgba(5, 150, 105, 0.2);
}

.form-feedback.error {
    background-color: rgba(220, 38, 38, 0.12);
    color: var(--danger);
    border: 1px solid rgba(220, 38, 38, 0.2);
}

.hidden {
    display: none !important;
}

/* ==========================================================================
   FOOTER SECTION
   ========================================================================== */
.site-footer {
    background-color: var(--primary);
    color: var(--text-light);
    padding: 60px 0 40px;
    font-size: 0.88rem;
}

.footer-container {
    width: 90%;
    max-width: var(--max-width);
    margin: 0 auto;
}

.regulatory-disclosure {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.45);
    line-height: 1.8;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    padding-bottom: 20px;
    margin-bottom: 20px;
}

.footer-copyright {
    display: flex;
    justify-content: space-between;
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.82rem;
}

/* ==========================================================================
   RESPONSIVE DESIGN (MEDIA QUERIES)
   ========================================================================== */
@media (max-width: 992px) {
    .section-padding {
        padding: 70px 0;
    }
    
    .hero h1 {
        font-size: 2.8rem;
    }
    
    .about-grid,
    .legacy-grid,
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }
}

@media (max-width: 768px) {
    .site-header {
        padding: 15px 0;
    }
    
    .mobile-toggle {
        display: block;
    }
    
    .main-nav {
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background-color: var(--primary);
        border-top: 1px solid rgba(255, 255, 255, 0.08);
        padding: 24px;
        box-shadow: var(--shadow-lg);
        display: none;
        opacity: 0;
        transform: translateY(-10px);
        transition: var(--transition);
    }
    
    .main-nav.open {
        display: block;
        opacity: 1;
        transform: translateY(0);
    }
    
    .nav-list {
        flex-direction: column;
        align-items: stretch;
        gap: 20px;
    }
    
    .header-cta {
        margin-left: 0;
        margin-top: 10px;
    }
    
    .hero {
        min-height: 80vh;
        padding-top: 140px;
    }
    
    .hero h1 {
        font-size: 2.2rem;
    }
    
    .hero p {
        font-size: 1.05rem;
    }
    
    .section-header h2 {
        font-size: 2rem;
    }
    
    .form-group-row {
        grid-template-columns: 1fr;
        gap: 0;
    }
    
    .contact-form-container {
        padding: 24px;
    }
    
    .footer-copyright {
        flex-direction: column;
        gap: 15px;
    }
}

/* ==========================================================================
   FLOATING WHATSAPP WIDGET
   ========================================================================== */
.whatsapp-float {
    position: fixed;
    width: 60px;
    height: 60px;
    bottom: 40px;
    right: 40px;
    background-color: #25d366;
    color: #ffffff;
    border-radius: 50px;
    text-align: center;
    font-size: 32px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.25);
    z-index: 999;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
}

.whatsapp-float:hover {
    background-color: #128c7e;
    transform: translateY(-5px);
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.35);
    color: #ffffff;
}

@media (max-width: 768px) {
    .whatsapp-float {
        width: 50px;
        height: 50px;
        bottom: 20px;
        right: 20px;
        font-size: 26px;
    }
}
